Lower fixed burn raises the courage to quit bad jobs, wait for good deals, and say no. High burn makes you obedient.
Lower burn, higher optionality.
Other Truths you may like to hear
Money
Your salary is a drug
Own assets or stay rented forever.
MoneyHouse-rich cash-poor is a trap
Do the math; sometimes renting keeps you free.
MoneyDebt loves optimistic forecasts
Stress-test payments at unemployment rates.
MoneyA car is a depreciating safety box
Buy reliable used; invest the lease difference.