Bonus, inheritance, settlement — split in writing: buffer, debt, invest, enjoy. Without a rule, lifestyle eats the miracle.
Split: debt, buffer, invest, enjoy — in writing.
Other Truths you may like to hear
Money
Your salary is a drug
Own assets or stay rented forever.
MoneyHouse-rich cash-poor is a trap
Do the math; sometimes renting keeps you free.
MoneyDebt loves optimistic forecasts
Stress-test payments at unemployment rates.
MoneyA car is a depreciating safety box
Buy reliable used; invest the lease difference.