Boring automatic contributions into diversified funds outperform most 'I know a guy' theater over decades. Hot tips are entertainment with a balance-sheet body count.
Boring index paths outperform guru theater.
Other Truths you may like to hear
Money
Your salary is a drug
Own assets or stay rented forever.
MoneyHouse-rich cash-poor is a trap
Do the math; sometimes renting keeps you free.
MoneyDebt loves optimistic forecasts
Stress-test payments at unemployment rates.
MoneyA car is a depreciating safety box
Buy reliable used; invest the lease difference.