Closing costs, maintenance reserves, and opportunity cost of capital matter. The down payment is the trailer, not the film.
Maintenance, taxes, and opportunity cost matter.
Other Truths you may like to hear
Money
Your salary is a drug
Own assets or stay rented forever.
MoneyHouse-rich cash-poor is a trap
Do the math; sometimes renting keeps you free.
MoneyDebt loves optimistic forecasts
Stress-test payments at unemployment rates.
MoneyA car is a depreciating safety box
Buy reliable used; invest the lease difference.