Health

Insurance literacy is self-defense

Read networks, prior auth, and out-of-pocket caps before you need them. Surprise is a business model.

The takeaway

Read networks, priors, and caps.

Other Truths you may like to hear

Your body keeps a silent tally

Sleep and stress debt always collect.

Grind culture is a medical plan

Burnout is the invoice.

Second opinions are not rude

Surgeons sell surgery; verify need.

Out-of-network surprises are common

Confirm every role in the OR in writing.

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